Your use of any or all of our information and products and/or services in this website, forum, email newsletters, workshops, courses or other communication channels with Dr Tee, must be based on your own due diligence.  The examples used are not representations, claims or guarantees that you or anyone else will achieve equal or equivalent results. Each individual’s success depends on his or her own background and experience; personal desire and motivation; as well as dedication, commitment and hardwork. There are known as well as unknown risks in investment that cannot be foreseen. Thus, we (SMARTS Enterprise LLP, Ein55 Pte Ltd, Dr Tee, partners and participants) cannot and we do not guarantee your future results and/or successes nor will we take responsibility for your actions in regards to any such risks.